The simplest way to get the hottest devices today

Woman using her smartphone

What is SimplePay?

  • Finance any Smartphone for $0 Down, 0% APR*
  • Spread the balance over 24 equal monthly SimplePay Installments
  • Pair your Smartphone with any SimplePay plan starting at just $45/month

See how it works

When buying the Samsung Galaxy S22:

Full retail price: $1116
Device discount: -$276
Subtotal: $840
HST: $209.20
Upfront payment: $240
APR: 0%
24 monthly installments: $29.55
  • SimplePay Financing Agreement is a 2 Year Term
  • An eligible SimplePay monthly rate plan is required
  • Taxes based on full device list price less any device discount is spread over 24 equal installments
  • Optional down payment may be made at the time of sale which will reduce your monthly installment over the 24 month term
Samsung Galaxy S22

*SimplePay Terms:
0% APR on approved credit with a 24-month SimplePay Financing Agreement (SPFA) and a Tbaytel SimplePay plan. Applicable taxes are spread over 24 installments based on the full purchase price of the device less any device discounts. A security deposit may be required. A SIM card fee of $25 will apply to new activations. Payment of outstanding SimplePay device financing balance plus any outstanding Device Discount balance is due at the time of cancellation. Sample pricing is subject to change at any time without notice and is not a guarantee of current offerings.

SimplePay F.A.Q.

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